Alert: Real Interest Rate Collapses

Published by Philippe Herlin | Sep 2, 2021 | 35739

Central banks are stuck and condemned to see the value of their currencies deteriorate, hoping that inflation will be "temporary". So this situation will continue and get stronger, maybe one day we will reach the -10% real interest rate, as in my fiction (i.e. a division by two of the value of savin...

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Gold Yields At Least 8% Per Year: Who Can Beat That?

Published by Philippe Herlin | Jun 24, 2021 | 25437

We note an average gold's performance of +8.17% per year, then +8.69% per year over the last twenty years. No liquid asset has performed this well over such a long period. It is reported that an investment offering an annual return of +7.18% can double its capital in ten years. Therefore, gold inves...

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Goodbye Economic Growth, Now It's Over

Published by Philippe Herlin | Mar 18, 2021 | 35064

The European Central Bank's printing press is the only thing left to provide glitter, cheap illusions, stock market and real estate bubbles that will turn heads but will only last a short time. An ECB that will also hold at arm's length a banking sector burdened with bad debts... Our economy is defi...

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Central Bank Digital Currencies: The Trap

Published by Philippe Herlin | Dec 10, 2020 | 43891

CBDCs are part of a plan to eliminate cash: make it useless and then ban it. And when all our money exists in digital form, we will no longer be able to escape a negative rate of -0.5%, -1%, etc. (who knows where it will end), which will erode our savings.

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A Collapse of the European Economy is to be Feared

Published by Philippe Herlin | Oct 29, 2020 | 48880

Governments can limit the number of bankruptcies by distributing money to companies and paying unemployed workers, with euros printed by the European Central Bank, but this "sovietization" of the economy only postpones the deadline, and it can also lead to a wave of hyperinflation that would ruin ev...

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European Bank Mergers Won't Solve Anything

Published by Philippe Herlin | Oct 7, 2020 | 36657

Are we witnessing a movement of European bank mergers? Rumors have been circulating for several years about a merger between Commerzbank and Deutsche Bank or with BNP Paribas, between Société Générale and Unicredit, but nothing has happened so far. But lately several mergers have taken place.

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Gold Is The Ancient Currency, The Currency Of Trust

Published by Philippe Herlin | Oct 1, 2020 | 32707

The main factor is the distrust of currencies; central banks are running their money printing presses at full speed, whereas with the recession due to the coronavirus, the production of real goods is falling. In this case, what is money worth? What are the major currencies, the dollar, the euro, the...

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Inflation Risk: Awareness is Growing

Published by Philippe Herlin | Sep 16, 2020 | 39133

The ECB is substituting for the market. It's simpler that way, no need to convince investors, you print money and it's done. In this scenario, we are de facto witnessing the merger of the Treasury and the Central Bank: the financing of the government's deficit is directly connected to the printing p...

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